Terms of Service

Please read these Terms of Service ("Terms") carefully before using the Finance Book application.

1. Agreement to Terms

By accessing or using Finance Book, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the service.

2. Description of Service

Finance Book is a personal finance management application that allows users to track expenses, manage budgets, and gain insights into their spending habits. The service may include features for connecting financial accounts, categorizing transactions, setting budgets, and generating financial reports.

3. User Accounts

When you create an account with us, you must provide accurate and complete information. You are responsible for safeguarding the password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Subscription and Payments

Some features of Finance Book require a paid subscription. By subscribing to a paid plan, you agree to the pricing and payment terms listed on our website. Subscription fees are billed in advance and are non-refundable. You may cancel your subscription at any time, but no refunds will be provided for any unused portion of the subscription period.

5. Financial Data

Finance Book may allow you to connect your financial accounts from third-party institutions. By connecting these accounts, you authorize Finance Book to access your financial data for the purpose of providing our services. You acknowledge that:

• Finance Book does not endorse or guarantee the accuracy of data from third-party institutions
• We are not responsible for errors in the data provided by these institutions
• We do not provide financial advice based on your data

6. User Content

You retain all rights to any information you submit, post, or display on or through Finance Book. By providing content to Finance Book, you grant us a worldwide, non-exclusive, royalty-free license to use, copy, modify, and display that content in connection with providing the service to you.

7. Prohibited Uses

You agree not to use Finance Book:

• For any unlawful purpose or to violate any laws
• To impersonate any person or entity
• To interfere with the proper functioning of the service
• To attempt to gain unauthorized access to any part of the service
• To engage in any automated use of the system

8. Intellectual Property

Finance Book and its original content, features, and functionality are owned by Finance Book, Inc. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

9. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users of Finance Book, our business, or third parties.

10. Limitation of Liability

In no event shall Finance Book, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the new Terms on this page and updating the "Last updated" date.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Email: legal@financebook.com
Address: 123 Finance Street, San Francisco, CA 94107